Zoya Review 2026
Zoya is a free halal stock screening app that helps Muslims invest according to Islamic principles. Zoya provides free access to halal stock screening with AAOIFI-compliant filters. The app is designed for simplicity and accessibility, making it easy for anyone to check if a stock is halal.
Zoya in a nutshell
Based on platform data, fee notes, Shariah information, and category fit.
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HalalInvestGuide platform research
Zoyastands out when its feature set matches the reader's real workflow. The strongest reason to consider it is 100% free to use, while the main check is whether the pricing tier and country availability fit before relying on it as a long-term tool.
What people should know about Zoya
Strengths
- 100% free to use
- AAOIFI-compliant screening
- Simple mobile app
Common concerns
- Advanced features may require a paid tier
- Certification details should be checked before investing
- Country availability can limit account access
Zoya fees and pricing
Subscription, minimum deposit, and cost transparency
| Fee item | What we found | Reader note |
|---|---|---|
| Pricing model | free | Check whether this is free, subscription, percentage, or mixed. |
| Headline price | Not listed | Confirm current pricing on the platform before subscribing. |
| Minimum deposit | N/A | Screening tools may not require a brokerage deposit. |
| Plan detail | Completely free | Review feature access and renewal terms. |
| Plan detail | No hidden fees | Review feature access and renewal terms. |
| Plan detail | No premium tiers | Review feature access and renewal terms. |
Pros
- Pricing is clear enough to compare against alternatives
- Useful for readers who need dedicated halal research tools
Cons
- Premium tiers can matter if advanced screening is required
- Brokerage and screening costs should be evaluated separately
Is Zoya safe and Shariah-transparent?
Certification, methodology, and reader confidence
Pros
- Shariah process is visible enough for review
- Country availability is listed before account research
- Compliance score is separated from fees and usability
Cons
- Readers should still verify current certification documents
- Screening standards can vary between platforms
Zoya platform and tools
Screening workflow, portfolio features, and everyday usability
Zoya provides free access to halal stock screening with AAOIFI-compliant filters. The app is designed for simplicity and accessibility, making it easy for anyone to check if a stock is halal.
100% free to use
Core featureA useful part of the platform profile, but readers should compare the feature depth against alternatives before choosing.
AAOIFI-compliant screening
Useful dailyZoya uses this feature to help readers check whether investments fit a halal stock or portfolio workflow.
Simple mobile app
IncludedA useful part of the platform profile, but readers should compare the feature depth against alternatives before choosing.
Portfolio tracking
IncludedUseful for tracking holdings over time, especially when ongoing compliance and allocation review matter.
Zakat calculator
IncludedA useful part of the platform profile, but readers should compare the feature depth against alternatives before choosing.
Zoya account opening and availability
Countries, onboarding, and first checks
The United States has a growing Muslim population and increasing demand for Shariah-compliant investment options.
The UK is a major hub for Islamic finance in Europe with a significant Muslim population.
Canada has a growing Muslim population and increasing halal investment options.
Zoya products and halal investing fit
What the platform is strongest for
Zoya is best evaluated as a stocks & etfs platform first. Use the review to compare its Shariah process, feature depth, pricing, and country access against other platforms in the same category.
Zoya compared with alternatives
A good review should make the alternatives visible. Compare score, pricing, minimums, and Shariah documentation before choosing a platform.
| Platform | Score | Pricing | Minimum | Shariah signal |
|---|---|---|---|---|
| Zoya | 4.6 | free | N/A | Certified/documented |
| Musaffa | 4.7 | $9.99/month | N/A | Certified/documented |
| Wahed Invest | 4.5 | 0.99% annually | $100 | Certified/documented |
| Sarwa | 4.5 | 0.85% annually | N/A | Certified/documented |
| Islamicly | 4.4 | freemium | N/A | Certified/documented |
Related reading
Zoya comparisons and halal investing guides
Use these pages to compare Zoya with nearby alternatives and understand the halal investing topics that come up before choosing a platform.
Platform comparisons
Guides connected to this review
Compare Musaffa and Zoya screeners.
Learn how to invest in halal stocks with our comprehensive guide.
Discover the Islamic ruling on stock market investing.
Compare the best halal-friendly brokers.
Learn how to calculate zakat on stocks.
Understand stock investment risks.
Compare ETFs and individual stocks.
Compare free and paid screeners.
Compare halal-friendly brokers.
Learn dividend purification.
Frequently Asked Questions
Is Zoya halal?+
Zoya lists Shariah certification or screening documentation. Readers should still review the current methodology, covered assets, and any purification guidance before investing.
What is Zoya best for?+
Zoya is best evaluated as a Stocks & ETFs platform. Its strongest listed features include 100% free to use, AAOIFI-compliant screening, Simple mobile app.
Who should consider Zoya?+
Zoya is most relevant for readers who need 100% free to use. It is less suitable if the platform's country availability, pricing tier, or supported products do not match the account the reader actually needs.
How much does Zoya cost?+
Zoya uses a free pricing model. Check the current plan limits, renewal terms, and whether advanced features require a paid tier.
Does Zoya have a free plan?+
Zoya lists a free option in its fee details, but readers should check which screening, portfolio, or research features are limited before relying on the free tier.
How does Zoya compare with Musaffa?+
Zoya scores 4.6 overall, while Musaffa scores 4.7 in this catalog. Compare Shariah documentation, pricing, country availability, and the main workflow before choosing between them.
Is there a Musaffa vs Zoya guide?+
Yes. The related comparison section links to Musaffa vs Zoya, which is the most relevant head-to-head guide connected to this platform.
Where is Zoya available?+
Zoya is listed for 3 markets in this catalog. Country availability can change, so readers should confirm account access before signing up.
Does Zoya help with dividend purification or zakat?+
Zoya lists purification or zakat-related tooling among its features. Readers should still check how calculations are made, how often data updates, and whether the tool covers their holdings.
Can Zoya replace a broker?+
Zoya should be evaluated by its actual product role. Some halal platforms are brokers or managed investing apps, while others are screeners or research tools. Check whether Zoya lets users invest directly or mainly helps evaluate investments.
Does Zoya replace financial advice?+
Zoya can help with research, screening, or platform access, but it does not remove investment risk. Readers should consider their own circumstances and consult qualified professionals where needed.