1. Salama Takaful
Leading takaful provider
4.5
Data score
Salama is one of the largest takaful (Islamic insurance) providers in the Middle East.
| Salama Takaful snapshot | Dubai, UAE |
| Deposit minimum | N/A |
| Key halal feature | Life takaful |
| Shariah signal | Documented signal |
| Available countries | 3 |
Evidence reviewed
strong evidenceSALAMA has a current official product catalogue, a public Shariah-governance record in its integrated reporting, and an active UAE Central Bank takaful listing. That supports a company-level takaful assessment, but each policy still needs its own wording, exclusions, contribution schedule, and claims review.
- The Central Bank of the UAE lists Islamic Arab Insurance Company (SALAMA) as a licensed local takaful insurance company.
- SALAMA publishes current health, motor, home, travel, life, savings, investment-fund, and corporate product routes on its official site.
- SALAMA's integrated report identifies an Internal Shari'ah Supervisory Committee and describes its product and service review role.
- SALAMA states that premiums and eligibility are quote- and policy-dependent rather than one fixed platform price.
Limits and checks still required
- Open the current policy wording and product schedule before buying; a company-level takaful status does not verify every exclusion or benefit.
- Confirm the underwriting entity, territorial scope, contribution, deductible or excess, waiting period, and claims process in the issued documents.
- Check that the integrated-report governance disclosure still applies to the exact product and policy year being considered.