1. Sarwa
Smart investing for the Middle East
Sarwa is a digital investment platform offering halal investment portfolios for investors in the UAE and Middle East.
| Sarwa snapshot | Dubai, UAE |
| Deposit minimum | $500 |
| Key halal feature | Halal investment portfolios |
| Shariah signal | Documented signal |
| Available countries | 3 |
Evidence reviewed
source review pendingSarwa has good official evidence for fees, minimum investment, regulation, and halal portfolio construction. The Shariah claim needs careful wording because Sarwa also discloses that it does not hold an FSRA Islamic Window endorsement.
- Sarwa Invest fees range from 0.4% to 0.85% annually, with a monthly minimum charge disclosed by Sarwa.
- Sarwa's help center lists a 500 USD minimum for Halal Portfolios.
- Sarwa describes Halal Portfolios as using BlackRock Islamic ETFs and Franklin Global Sukuk Fund.
- Sarwa Digital Wealth (Capital) Limited states it is regulated by the FSRA in ADGM.
Limits and checks still required
- Confirm current portfolio holdings and fund-level Shariah documents before investing.
- Check whether the reader is eligible by residency, tax status, and local rules.
- Do not present Sarwa as holding a regulator-issued Islamic Window endorsement unless that changes in official disclosures.