1. Abu Dhabi Islamic Bank
Leading Islamic bank in UAE
ADIB is one of the largest Islamic banks in the UAE, offering comprehensive Shariah-compliant financial services.
| Abu Dhabi Islamic Bank snapshot | Abu Dhabi, UAE |
| Deposit minimum | N/A |
| Key halal feature | Leading Islamic bank |
| Shariah signal | Documented signal |
| Available countries | 2 |
Evidence reviewed
source review pendingADIB publishes a current Home Finance Key Facts Statement and product terms for UAE home financing. These sources establish product scope and key risks, but the exact structure, economics and Shariah approval must still be matched to the applicant's route and final offer.
- ADIB's August 2025 Home Finance KFS covers new purchase, construction, off-plan, renovation, buyout, and finance-against-property routes.
- The official KFS identifies key product features and potential risks that should be reviewed before taking finance.
- ADIB publishes separate KFS material for a home-finance life takaful scheme, including Tabarru', agency and Mudarabah concepts.
Limits and checks still required
- Match the exact financing route to its current Shariah certificate and legal structure.
- Review eligibility, profit/rental benchmark, fees, total payable, early settlement, arrears/default, repossession and sale-shortfall treatment in the final documents.
- Confirm whether UAE-national programme terms or ordinary resident/investor terms apply to the applicant.