amana profile
MENA investing app offering physical US and regional shares and ETFs with Zoya-powered Shariah indicators alongside a wider leveraged and derivatives product set.
amana in a nutshell
Based on platform data, fee notes, Shariah information, and category fit.
Visit official siteEditorial view
HalalInvestGuide platform research
amana stands out when its feature set matches the reader's real workflow. The strongest reason to consider it is zoya-powered shariah asset indicators, while the main check is whether the pricing tier and country availability fit before relying on it as a long-term tool.
What people should know about amana
Strengths
- Zoya-powered Shariah asset indicators
- Physical US shares and ETFs
- Physical MENA share access
Common concerns
- Advanced features may require a paid tier
- Certification details should be checked before investing
- Country availability can limit account access
Platform facts
amana facts that decide the choice
Review the account type, pricing, country fit, Shariah signal, and signup checks before clicking through. The final terms can still change by country, entity, product, and account type.
| Decision field | Visible fact | How to use it |
|---|---|---|
| Main use | Zoya-powered Shariah asset indicators | Decide whether this is the right tool type before comparing price or rating. |
| Countries listed | United Arab Emirates, Saudi Arabia, Bahrain, Kuwait, Qatar, Oman | Confirm live account access, product eligibility, and local restrictions on the provider site. |
| Pricing | Published zero commission for selected physical stocks and ETFs | Check the current pricing page before subscribing, depositing, or opening an account. |
| Shariah signal | amana embeds Zoya-powered screening for individual assets, but the broader platform also offers leverage, derivatives, free-margin interest, forex, and crypto. The broker is not presented as wholly Shariah-compliant. | Use the provider's current methodology, certificate, fatwa, or official documents before relying on the profile. |
| Open checks | Confirm the exact legal entity, regulator, eligible country, ownership form, and investor protection during onboarding. | Do not choose only from the score; verify the exact product and country version you will use. |
Official sources
What we could verify for amana
amana is a relevant MENA broker route because it publishes physical US and regional securities access, a Zoya-powered Shariah identification layer, and a product-type fee table. Its wider app also contains interest, leverage, derivatives, forex, and crypto, so no platform-wide halal claim is made.
Checked Aug 30, 2026
What this supports
- The April 22, 2026 announcement documents Zoya-powered asset indicators and certification details.
- The Invest page distinguishes physical US and MENA shares and ETFs from other app products.
- The fee table separates exchange-traded US stocks and ETFs from leveraged OTC derivatives.
- amana's own media center advertises leverage and free-margin interest, which creates a clear account and product boundary.
Still verify
- Confirm the exact legal entity, regulator, eligible country, ownership form, and investor protection during onboarding.
- Verify that the order is for the physical exchange-traded asset rather than an OTC derivative.
- Review cash interest, margin, leverage, lending, FX, spread, funding, withdrawal, and regional market costs.
Official source links
Official, regulator, help-center, or disclosure pages
Supports Zoya-powered asset-level screening and provider-reported coverage.
Supports physical US/MENA securities, fractions, automated plans, and provider-reported scale.
Supports the distinction between exchange-traded securities and leveraged OTC derivatives.
Supports the wider-platform leverage and free-margin-interest boundary.
Use this section as a starting point, not as investment advice, insurance advice, legal advice, tax advice, or a religious ruling.
Quick verdict
Is amana a good fit?
amana is best for Muslim investors who need zoya-powered shariah asset indicators. It may be less ideal if its country availability, pricing, product type, or public Shariah documentation does not match the account you actually need.
Best for
- Zoya-powered Shariah asset indicators
- Physical US shares and ETFs
- Users in United Arab Emirates, Saudi Arabia, Bahrain
Not ideal for
- Users who cannot confirm country access
- Users who need a fatwa or personal financial advice
- Users who do not want to review provider terms and fees
Score breakdown
Official pages
Country availability
| Market | Listed status | Check before using |
|---|---|---|
| United Arab Emirates | Listed in directory | Confirm account access, fees, funding, and product scope. |
| Saudi Arabia | Listed in directory | Confirm account access, fees, funding, and product scope. |
| Bahrain | Listed in directory | Confirm account access, fees, funding, and product scope. |
| Kuwait | Listed in directory | Confirm account access, fees, funding, and product scope. |
| Qatar | Listed in directory | Confirm account access, fees, funding, and product scope. |
| Oman | Listed in directory | Confirm account access, fees, funding, and product scope. |
Shariah documentation status
amana has a Shariah-related note: amana embeds Zoya-powered screening for individual assets, but the broader platform also offers leverage, derivatives, free-margin interest, forex, and crypto. The broker is not presented as wholly Shariah-compliant. Verify whether the provider publishes a named methodology, board, or product-level documentation.
Alternatives to amana
Affiliate and advice disclosure
HalalInvestGuide may earn a commission when you visit a provider through our links. Forex and CFD referrals can pay higher commissions than many other categories, but reviews and rankings are still based on platform fit, fees, access, risk disclosure, and Shariah transparency. This content is for informational purposes only and is not investment advice, tax advice, legal advice, or a religious ruling. If you find outdated provider information, contact us so we can review and update the page.
amana fees and pricing
Subscription, minimum deposit, and cost transparency
| Fee item | Current account detail | Decision point |
|---|---|---|
| Pricing model | mixed | Check whether this is free, subscription, percentage, or mixed. |
| Headline price | Published zero commission for selected physical stocks and ETFs | Confirm current pricing on the platform before subscribing. |
| Minimum deposit | N/A | Screening tools may not require a brokerage deposit. |
| Plan detail | Official fee tables separate exchange-traded assets from leveraged OTC derivatives | Review feature access and renewal terms. |
| Plan detail | Regional exchange and clearing costs can apply outside promotional limits | Review feature access and renewal terms. |
| Plan detail | FX, spreads, funding, withdrawals, and local-entity terms still require review | Review feature access and renewal terms. |
Pros
- Pricing is clear enough to compare against alternatives
- Useful for readers who need dedicated halal research tools
Cons
- Premium tiers can matter if advanced screening is required
- Brokerage and screening costs need a separate check
Is amana safe and Shariah-transparent?
Certification, methodology, and reader confidence
Pros
- amana embeds Zoya-powered screening for individual assets, but the broader platform also offers leverage, derivatives, free-margin interest, forex, and crypto. The broker is not presented as wholly Shariah-compliant.
- Country availability is listed before account research
- Compliance score is separated from fees and usability
Cons
- Verify current certification documents before relying on the review
- Screening standards can vary between platforms
amana platform and tools
Screening workflow, portfolio features, and everyday usability
MENA investing app offering physical US and regional shares and ETFs with Zoya-powered Shariah indicators alongside a wider leveraged and derivatives product set.
Zoya-powered Shariah asset indicators
Core featureA useful part of the platform profile, but readers should compare the feature depth against alternatives before choosing.
Physical US shares and ETFs
Useful dailyA useful part of the platform profile, but readers should compare the feature depth against alternatives before choosing.
Physical MENA share access
IncludedA useful part of the platform profile, but readers should compare the feature depth against alternatives before choosing.
Fractional investing and automated plans
IncludedA useful part of the platform profile, but readers should compare the feature depth against alternatives before choosing.
Clear separation required from leveraged and derivative products
IncludedA useful part of the platform profile, but readers should compare the feature depth against alternatives before choosing.
amana account opening and availability
Countries, onboarding, and first checks
The UAE is a major financial hub in the Middle East with strong Islamic finance infrastructure.
Saudi Arabia is the birthplace of Islam and a major player in Islamic finance.
Bahrain is a major Islamic finance hub in the Gulf region.
Kuwait is a wealthy Gulf state with strong Islamic banking sector.
Qatar is a wealthy Gulf state with advanced Islamic finance infrastructure.
Oman has a growing Islamic finance sector with government support.
amana products and halal investing fit
What the platform is strongest for
amana is best evaluated as a stocks & etfs platform first. Use the review to compare its Shariah process, feature depth, pricing, and country access against other platforms in the same category.
Related reading
amana comparisons and halal investing guides
Use these pages to compare amana with nearby alternatives and understand the halal investing topics that come up before choosing a platform.
Platform comparisons
Guides connected to this review
Learn how to invest in halal stocks with our comprehensive guide.
Discover the Islamic ruling on stock market investing.
Compare the best halal-friendly brokers.
Learn how to calculate zakat on stocks.
Understand stock investment risks.
Compare Musaffa and Zoya screeners.
Compare ETFs and individual stocks.
Compare free and paid screeners.
Compare halal-friendly brokers.
Learn dividend purification.
Frequently Asked Questions
Is amana halal?+
amana can support a halal investing workflow, but check its methodology and product details carefully before relying on it.
What is amana best for?+
amana is best evaluated as a Stocks & ETFs platform. Its strongest listed features include Zoya-powered Shariah asset indicators, Physical US shares and ETFs, Physical MENA share access.
Who should consider amana?+
amana is most relevant when you need zoya-powered shariah asset indicators. It is less suitable if the platform's country availability, pricing tier, or supported products do not match the account you actually need.
How much does amana cost?+
amana uses a mixed pricing model with Published zero commission for selected physical stocks and ETFs listed as the headline price. Check the current plan limits, renewal terms, and whether advanced features require a paid tier.
Does amana have a free plan?+
amana does not clearly list a full free plan in this catalog entry. Review its current pricing page before signing up.
How does amana compare with Musaffa?+
amana scores 4.3 overall, while Musaffa scores 4.7 in this catalog. Compare Shariah documentation, pricing, country availability, and the main workflow before choosing between them.
Is there a Wahed Invest vs Saturna Amana Funds guide?+
Yes. The related comparison section links to Wahed Invest vs Saturna Amana Funds, which is the most relevant head-to-head guide connected to this platform.
Where is amana available?+
amana is listed for 7 markets in this catalog. Country availability can change, so confirm account access before signing up.
Does amana help with dividend purification or zakat?+
amana does not list purification or zakat as a primary feature in this catalog entry. You may need a separate calculator or guide for those obligations.
Can amana replace a broker?+
Judge amana by its actual product role. Some halal platforms are brokers or managed investing apps, while others are screeners or research tools. Check whether amana lets users invest directly or mainly helps evaluate investments.
Does amana replace financial advice?+
amana can help with research, screening, or platform access, but it does not remove investment risk. Consider your own circumstances and consult qualified professionals where needed.