Musaffa
Advanced halal stock screening
Compare Musaffa, Zoya, Islamicly, and related stock screening workflows for everyday halal investors.
Musaffa is the depth pick, Zoya is the free quick-check pick, and Islamicly is the education-plus-screening pick.
We start with the decision a reader is trying to make: choosing a provider, choosing a workflow, or understanding whether two products are even comparable.
We compare structured records for Musaffa, Zoya, Islamicly, including category, score, market list, fees, minimums, features, and Shariah disclosure fields.
We separate platform availability from halal suitability. The page checks whether the provider helps with screening, certification, purification, or portfolio construction.
We flag cases where account country, minimum deposit, product type, leverage, staking, lending, or fee structure can change the practical recommendation.
We do not rely on affiliate availability to choose a winner. The comparison starts with the reader's practical decision, then checks platform category, market access, minimums, fees, Shariah disclosure, and workflow fit.
We start with the practical decision factors readers usually check first: product job, market access, minimums, cost model, Shariah signal, strengths, and watch-outs.
| Criterion | Musaffa | Zoya | Islamicly |
|---|---|---|---|
| Primary job | Stocks & ETFs: Advanced halal stock screening | Stocks & ETFs: Halal investing for everyone | Stocks & ETFs: Halal investing made easy |
| Markets | United States, United Kingdom, Malaysia, Saudi Arabia and 1 more markets | United States, United Kingdom, Canada | United States, United Kingdom, Canada |
| Minimum deposit | N/A | N/A | N/A |
| Fee model | subscription: Free tier: Limited features; Premium: $9.99/month | free: Completely free; No hidden fees | freemium: Free basic features; Premium: $4.99/month |
| Shariah signal | Certified by AAOIFI | Certified by AAOIFI | Certified by AAOIFI |
| Strengths | Real-time Shariah compliance screening; Portfolio tracking and analysis; Dividend purification calculator | 100% free to use; AAOIFI-compliant screening; Simple mobile app | Free halal stock screening; Portfolio tracking; Educational content |
| Watch outs | Review country availability, total cost, product restrictions, and Shariah documentation before committing. | Review country availability, total cost, product restrictions, and Shariah documentation before committing. | Review country availability, total cost, product restrictions, and Shariah documentation before committing. |
Highest overall score among the three in the directory.
Best cost signal for users who want a quick no-cost start.
More relevant when learning support matters alongside screening.
Advanced halal stock screening
Halal investing for everyone
Halal investing made easy
Use a screener that matches your workflow: quick checks, deeper portfolio monitoring, or education-led research.
Musaffa is a better fit when your main need is stocks & etfs, minimum deposit is not the main filter, and you want a stronger visible Shariah signal. The practical question is whether its supported markets, product structure, and fee model match how you actually plan to invest.
Skip or delay Musaffa if you need a clearly stated account minimum before comparing providers, your country is not among the 5 listed markets, or you cannot verify the current certificate scope on the provider's own materials. Also avoid using any platform feature that introduces leverage, interest, lending, or unclear product exposure unless you have reviewed it separately.
Zoya is a better fit when your main need is stocks & etfs, minimum deposit is not the main filter, and you want a stronger visible Shariah signal. The practical question is whether its supported markets, product structure, and fee model match how you actually plan to invest.
Skip or delay Zoya if you need a clearly stated account minimum before comparing providers, your country is not among the 3 listed markets, or you cannot verify the current certificate scope on the provider's own materials. Also avoid using any platform feature that introduces leverage, interest, lending, or unclear product exposure unless you have reviewed it separately.
Islamicly is a better fit when your main need is stocks & etfs, minimum deposit is not the main filter, and you want a stronger visible Shariah signal. The practical question is whether its supported markets, product structure, and fee model match how you actually plan to invest.
Skip or delay Islamicly if you need a clearly stated account minimum before comparing providers, your country is not among the 3 listed markets, or you cannot verify the current certificate scope on the provider's own materials. Also avoid using any platform feature that introduces leverage, interest, lending, or unclear product exposure unless you have reviewed it separately.
Feature-heavy workflow and higher compliance score.
Clear free positioning in the dataset.
Screening plus education positioning.
Coverage matters because it changes the actual investor experience, not just the marketing label. Compare how each platform handles this point in account setup, product selection, ongoing monitoring, and exit or transfer steps.
The key question is how much of the halal workflow is handled by the platform itself. Check whether screening rules, scholar oversight, holdings review, dividend purification, and update frequency are clearly documented.
Separate managed allocation from research tooling. Some platforms help build or manage a portfolio; others only help decide whether a stock, fund, or product belongs in a separate brokerage account.
Free access matters because it changes the actual investor experience, not just the marketing label. Compare how each platform handles this point in account setup, product selection, ongoing monitoring, and exit or transfer steps.
Uses AAOIFI standards for all screening The platform has a positive certification signal in the directory, but users should still confirm the current certificate, scope, and product coverage.
The directory does not treat platform availability as a halal ruling. Investors should review holdings, product terms, leverage, interest exposure, purification needs, and local guidance. The platform has a positive certification signal in the directory, but users should still confirm the current certificate, scope, and product coverage.
The directory does not treat platform availability as a halal ruling. Investors should review holdings, product terms, leverage, interest exposure, purification needs, and local guidance. The platform has a positive certification signal in the directory, but users should still confirm the current certificate, scope, and product coverage.
There is no single winner for every investor. Musaffa may be better for one use case, while Zoya may be better when country access, fees, account type, or Shariah documentation matter more.
No. The score is a starting point. A lower-scored platform can still be the better choice if it supports your country, account type, minimum deposit, product category, and halal review workflow.
No. Platform listings are research aids, not religious rulings. Investors still need to verify the exact product, holdings, financing structure, fees, and any Shariah certificate or methodology that applies to their situation.
This comparison is based on the platform records maintained by the HalalInvestGuide research desk, including provider category, listed markets, fee fields, minimum deposit fields, Shariah disclosure fields, and review scoring. We do not treat a listing as a fatwa or personal financial advice.
Last checked for this page: 2026-05-24. We re-check comparison pages when a provider changes fees, market access, product scope, Shariah documentation, or minimums.