Home takaful product research

Compare home takaful and Islamic home insurance by cover

Inspect named home takaful products by building and contents cover, property eligibility, limits, exclusions, excess and claims terms.

View exact productsHow to compare

Comparison scope

Compare like with like

Cross-market residential-property takaful evidence from Malaysia, Qatar and the UAE. Building, contents, liability and optional-peril sections remain distinct and must be matched to ownership, tenancy, occupancy and property use.

  1. 01licensed operator, country, and residential-use requirement
  2. 02houseowner building or householder contents section
  3. 03reinstatement/market value and adequacy of sum covered
  4. 04fire, theft, flood, burst-pipe, windstorm, and earthquake cover
  5. 05public liability, rent, landlord, mortgage, and assistance benefits
  6. 06optional perils, excess, sub-limits, and contribution
  7. 07owner/tenant eligibility, exclusions, and current certificate version

Exact product directory

Products, not provider labels

Every entry keeps the issuing or operating entity attached to a named product and market. A provider-wide Islamic label is never carried across products, countries or legal entities.

01Malaysia

Takaful myHome Cover

Syarikat Takaful Malaysia Am Berhad

Product type
residential property/contents takaful
Evidence status
Official fields checked
Checked
2026-09-15

Verified product fields

  • The product is a customisable residential property solution with up to 16 additional benefits.
  • The page states a RM500 annual assistance allowance for fire and flood events.
  • Optional extensions include outstanding mortgage-financing and specified landlord risks.
  • The stated eligible public includes legal owners of buildings/contents, householders and renters/tenants.
  • Acceptance and contribution depend on property and selected-peril underwriting.
Evidence boundary. The from-RM60 contribution is illustrative and conditional. Terrorism, consequential loss, data/software damage and other exclusions are stated; mortgage, landlord, flood and other perils must be confirmed in the selected certificate.
Takaful myHome Cover product page ↗
02Malaysia

Z-HomeProtect Takaful

Zurich General Takaful Malaysia Berhad

Product type
residential property/contents takaful
Evidence status
Official fields checked
Checked
2026-09-15

Verified product fields

  • The product covers residential buildings and/or contents for named perils including fire, explosion, burst pipes, forcible-entry theft, windstorm, earthquake and flood.
  • Participants may select building cover, contents cover or both sections.
  • The page also lists robbery/hold-up at the covered premises, subject to certificate wording.
  • The operator states house owners are eligible to apply.
  • The buildings/contents must be used solely for residential purposes.
Evidence boundary. Subsidence/landslip and riot/strike/malicious damage require additional contribution; jewellery has a stated contents sub-limit. Building, contents and optional sections must not be presented as automatically bundled.
Z-HomeProtect Takaful product page ↗
03Malaysia

IKHLAS Houseowner / Householder Takaful

Takaful Ikhlas General Berhad

Product type
residential property/contents takaful
Evidence status
Official fields checked
Checked
2026-09-15

Verified product fields

  • The operator's PDS covers residential building and/or contents against named events including fire, lightning, explosion, flood and burst pipes.
  • The product page lists added benefits for mirrors, temporarily removed contents and specified fatal injuries in the home.
  • Extended theft, riot/strike/malicious damage, subsidence and landslip require additional contribution.
  • This is for private residential buildings and/or household contents, not commercial-use buildings.
  • Cover is one year and requires renewal.
Evidence boundary. The category page URL contains a legacy `car-takaful` path segment, but the page and current PDS name a home product. That URL shape must not be used to classify the product as motor cover; all claims remain subject to the current schedule and PDS.
IKHLAS Houseowner / Householder Takaful product page ↗
04Qatar

Home Insurance

Qatar Islamic Insurance Group Q.P.S.C.

Product type
residential property/contents takaful
Evidence status
Official fields checked
Checked
2026-09-15

Verified product fields

  • QIIG's current portal supports new home-policy quotations, renewals, policy viewing and home claims.
  • The operator's official FAQ distinguishes homeowner building protection from other personal policy types.
  • The route is Qatar-specific and property acceptance depends on address, occupancy, construction and requested sections.
Evidence boundary. The portal verifies a current on-sale home product but does not expose a universal benefit schedule. Building, contents, tenant/owner status, fire, theft, water, natural perils, liability, excess, sum insured, contribution and exclusions require the quote and issued policy.
QIIG — Home Insurance portal ↗
05United Arab Emirates

Home Takaful

Watania Takaful General P.J.S.C.

Product type
residential property/contents takaful
Evidence status
Partial record
Checked
2026-09-15

Verified product fields

  • Watania Takaful General lists Home as a current individual general-takaful line.
  • The operator distinguishes Home from Property, Office, SME and other corporate general-takaful lines.
  • UAE property, occupancy and applicant eligibility require a current quotation.
Evidence boundary. This verifies the service line, not standard cover. Building/contents, owner/tenant status, sum insured, valuables, liability, alternative accommodation, natural perils, excess, contribution and exclusions remain quote- and certificate-level evidence gaps.
Watania Takaful — General product portfolio ↗
06United Arab Emirates

Automated Home Takaful

Islamic Arab Insurance Company (SALAMA) P.J.S.C.

Product type
residential property/contents takaful
Evidence status
Official fields checked
Checked
2026-09-15

Verified product fields

  • SALAMA's 2024 integrated report identifies a newly introduced fully automated home-insurance product within its takaful portfolio.
  • The same official report separates home, auto, health, travel, pet, family and corporate solutions.
  • Current retail eligibility and certificate fields are not published in the report.
Evidence boundary. The annual report confirms launch/product existence but is not a quotation page or PDS. Current on-sale status, building/contents scope, emirate, property use, limits, excess, natural perils, liability, contribution and claims wording must be confirmed before price or benefit comparison.
SALAMA Integrated Report 2024 — product innovation ↗

Research method

How to use this channel

  1. 01

    Choose the exact need

    Start with home insurance and the market where you can legally apply or purchase.

  2. 02

    Verify the exact product

    Match the legal entity, product name, eligibility, current terms and first-party source—not just the brand.

  3. 03

    Recheck before acting

    Rates, contributions, fees, limits and availability change. Obtain the current terms or quote from the provider.