Motor takaful product research

Compare car takaful and Islamic car insurance by market

Review named motor takaful products by cover type, vehicle and driver eligibility, excess, exclusions and claims terms before requesting a quote.

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Comparison scope

Compare like with like

Cross-market motor takaful evidence from Malaysia, Qatar, Oman and the UAE. Base own-damage and third-party cover is separated from agency repair, optional natural-peril, windscreen, betterment, roadside and EV benefits.

  1. 01licensed operator and registered vehicle country
  2. 02comprehensive or third-party/fire/theft cover
  3. 03vehicle age, use, driver, owner, and underwriting eligibility
  4. 04sum covered, agreed/market value, excess, NCD, and contribution
  5. 05special perils, windscreen, passenger liability, and betterment
  6. 06roadside assistance and towing distance
  7. 07cashback/surplus conditions and current certificate version

Exact product directory

Products, not provider labels

Every entry keeps the issuing or operating entity attached to a named product and market. A provider-wide Islamic label is never carried across products, countries or legal entities.

01Malaysia

Takaful myMotor — Private Car

Syarikat Takaful Malaysia Am Berhad

Product type
private-car motor takaful
Evidence status
Official fields checked
Checked
2026-09-15

Verified product fields

  • Comprehensive cover includes loss or damage to the covered car from accident, fire or theft and specified third-party liability.
  • The page states complimentary RM15,000 personal-accident cover for each driver and passenger.
  • It states complimentary breakdown towing up to 50 km; windscreen, passenger liability and specified natural perils are additional covers.
  • The product page identifies private-car owners as eligible.
  • The displayed coverage period is one year.
Evidence boundary. Natural-peril, passenger-liability and windscreen protection are not part of every base certificate. Contribution depends on NCD, selected benefits, vehicle and driver rating factors; cashback depends on no claims and fund performance/terms.
Takaful myMotor product page ↗
02Malaysia

Motor Takaful

Etiqa General Takaful Berhad

Product type
private-car motor takaful
Evidence status
Official fields checked
Checked
2026-09-15

Verified product fields

  • The operator states all authorised drivers are automatically covered.
  • The page advertises towing up to 200 km and courtesy replacement cars, subject to product terms.
  • A driving-less add-on advertises cashback up to 30%; no-claim surplus sharing is separately conditional.
  • The quotation journey accepts private vehicles up to 30 years old and commercial vehicles up to 20 years old.
  • It supports vehicles registered to an individual or company, subject to quotation and acceptance.
Evidence boundary. The displayed quotation route does not establish acceptance for every vehicle, driver or use. Rebate, cashback, towing and replacement-car claims are conditional and must be checked in the current certificate and quote.
Etiqa Motor Takaful quotation and product page ↗
03Malaysia

Z-Driver Takaful

Zurich General Takaful Malaysia Berhad

Product type
private-car motor takaful
Evidence status
Official fields checked
Checked
2026-09-15

Verified product fields

  • The operator describes Z-Driver as comprehensive motor takaful and offers optional/enhanced special-perils, windscreen and betterment-waiver features by plan.
  • The page states complimentary extension to unlimited named drivers for private use.
  • EV Protect features shown include home-wall-charger and charging-cable benefits with stated sub-limits.
  • The operator page does not publish a complete applicant and vehicle eligibility table.
  • Participation remains subject to the live quote, vehicle/use details and underwriting acceptance.
Evidence boundary. Unlimited named drivers is stated for private use and does not erase compulsory excess or other certificate conditions. Special perils, betterment waiver, windscreen and EV benefits differ by selected plan/add-on.
Z-Driver Takaful product page ↗
04Qatar

Comprehensive Gold Motor Insurance

Qatar Islamic Insurance Group Q.P.S.C.

Product type
private-car motor takaful
Evidence status
Official fields checked
Checked
2026-09-15

Verified product fields

  • The Gold comprehensive route covers insured-vehicle repair, third-party vehicle damage and specified medical expenses.
  • The page lists fire/theft, third-party liability, windscreen and roadside assistance, with agency repair described for eligible vehicles up to three years.
  • The motor certificate is Qatar-specific and vehicle/driver acceptance remains subject to quotation.
  • The operator states motor policies are normally annual.
Evidence boundary. Gold, standard comprehensive and third-party-only are distinct. Agency repair, declared value, excess, roadside services, geographical extension, driver restrictions and contribution require the live quote and QCB-approved certificate.
QIIG — Motor Insurance ↗
05Oman

Motor Takaful

Takaful Oman Insurance S.A.O.G.

Product type
private-car motor takaful
Evidence status
Official fields checked
Checked
2026-09-15

Verified product fields

  • The operator offers third-party and comprehensive motor takaful through its live online purchase route.
  • The page identifies a cashless repair network of more than 18 garages and an online motor-claim registration service.
  • The displayed starting contribution is explicitly for third-party cover and is subject to terms.
  • Vehicle and driver acceptance require the online quote.
Evidence boundary. Do not apply the displayed third-party starting price to comprehensive cover. Sum insured, vehicle age/use, excess, agency repair, geographical extension, roadside service, driver eligibility and claim settlement require the issued certificate.
Takaful Oman — Motor Takaful ↗
06United Arab Emirates

Individual Motor Takaful

Watania Takaful General P.J.S.C.

Product type
private-car motor takaful
Evidence status
Partial record
Checked
2026-09-15

Verified product fields

  • Watania Takaful General publishes individual motor takaful covering loss or damage with a dedicated claims service.
  • The operator separates individual motor from corporate fleet certificates.
  • The service line is UAE-specific and underwriting depends on the vehicle, driver and requested cover.
Evidence boundary. The portfolio page does not disclose a standard sum insured, excess, agency repair, roadside cover, geographical extension, driver age, contribution or benefit schedule. Treat it as a verified service line pending a live quote and certificate, not as a price-comparable product.
Watania Takaful — Motor portfolio ↗

Research method

How to use this channel

  1. 01

    Choose the exact need

    Start with car insurance and the market where you can legally apply or purchase.

  2. 02

    Verify the exact product

    Match the legal entity, product name, eligibility, current terms and first-party source—not just the brand.

  3. 03

    Recheck before acting

    Rates, contributions, fees, limits and availability change. Obtain the current terms or quote from the provider.