Compare Islamic credit cards by issuer and market

Maybank Islamic PETRONAS Ikhwan Visa Gold Credit Card-i

Maybank Islamic Berhad

Product type

Islamic credit card-i

Evidence status

Official fields checked

Checked

2026-09-15

Verified product fields

• The issuer's product page identifies this as a Maybank Islamic PETRONAS Ikhwan Visa Gold Credit Card-i.
• The page lists a minimum annual income of RM30,000 for Malaysian citizens and RM60,000 for non-Malaysians.
• The principal-card age range shown is 21 to 65; supplementary cardholders are shown as 18 to 65.
• The application-document list distinguishes salaried, self-employed, and non-Malaysian applicants.
• Maybank states that Islamic cards approved before 26 December 2025 moved from the former Ujrah/Qard basis to Commodity Murabahah, so the current PDS and terms must be used.

Emarati Credit Card

Emirates Islamic Bank P.J.S.C.

Product type

Murabaha-based credit card

Evidence status

Partial record

Checked

2026-09-15

Verified product fields

• The issuer describes the Emarati Credit Card as a card for UAE nationals.
• The product page states that there is no annual membership fee.
• The issuer describes the card as Shariah-compliant and says it charges fixed profit rather than interest.
• The page says up to four supplementary cards may be requested for family members.
• Reward earning varies by transaction category and the page points applicants to the current programme terms.

ADIB Smiles Visa Classic Covered Card

Abu Dhabi Islamic Bank P.J.S.C. (ADIB)

Product type

Islamic covered card

Evidence status

Official fields checked

Checked

2026-09-15

Verified product fields

• ADIB describes the product as a Covered Card structured under Islamic finance principles.
• The published minimum salary is AED5,000.
• The required-document list includes a valid passport, Emirates ID, the last three months of bank statements, and a recent salary certificate.
• The product page lists no annual fee and a 3.75% monthly profit rate at the verification date.
• ADIB says the card was reviewed and approved by its Internal Shari'ah Supervisory Committee.

CIMB Platinum-i Credit Card

CIMB Islamic Bank Berhad

Product type

Tawarruq credit card-i

Evidence status

Official fields checked

Checked

2026-09-19

Verified product fields

• The issuer's product page identifies the exact product as the CIMB Platinum-i Credit Card.
• CIMB publishes a minimum annual income requirement of RM24,000.
• The principal and supplementary annual fees are shown as waived, while government service tax and other card charges remain separately applicable.
• The card earns one Bonus Point for each RM1 of eligible spend; redemption and excluded transaction categories remain governed by the current programme terms.
• CIMB's official notice says its Islamic credit cards converted from Ujrah to Tawarruq effective 1 January 2026.

CIMB PETRONAS Visa Infinite-i Credit Card

CIMB Islamic Bank Berhad

Product type

Tawarruq co-branded credit card-i

Evidence status

Official fields checked

Checked

2026-09-19

Verified product fields

• The issuer identifies this as the CIMB PETRONAS Visa Infinite-i Credit Card.
• The published minimum annual income is RM120,000, with a lower RM60,000 threshold stated for qualifying CIMB@Work customers.
• Principal and supplementary annual fees are shown as waived, subject to other taxes, fees, and current card terms.
• Cash-rebate rates vary by merchant category, statement balance, monthly cap, and campaign period rather than applying uniformly to every purchase.
• CIMB's official conversion notice includes this named card among products moved from Ujrah to Tawarruq effective 1 January 2026.

Prime Classic Covered Card

Dubai Islamic Bank Public Joint Stock Company

Product type

Islamic covered card

Evidence status

Official fields checked

Checked

2026-09-19

Verified product fields

• Dubai Islamic Bank's product page identifies the exact product as the Prime Classic Covered Card.
• The page states that the card has no annual fee.
• Cash withdrawal is available up to 80% of the total card limit, subject to the current card terms and charges.
• Balance transfer may use up to 80% of the card limit or 100% of the available cash limit, with a published minimum transfer amount of AED100.
• Credit Shield Takaful is optional and the page publishes a fee and separate maximum-cover limits for specified events.

DIB SHAMS Signature Covered Card

Dubai Islamic Bank Public Joint Stock Company

Product type

Islamic covered card

Evidence status

Official fields checked

Checked

2026-09-19

Verified product fields

• The issuer's product page names the product DIB SHAMS Signature Covered Card and links a product-specific KFS, terms, fee schedule, and warnings.
• The first-year annual fee is waived; later-year waiver is conditional on at least AED30,000 of annual spend.
• Dining and travel reward earning is capped and applies under the issuer's current eligible-category rules.
• The page states that up to five supplementary cards may be issued without a supplementary-card fee.
• Cash withdrawal may reach 90% of available credit limit and balance transfer has a published AED1,000 minimum, subject to the current KFS and charges.

QIB Digital Credit Card

Qatar Islamic Bank Q.P.S.C. (QIB)

Product type

Murabaha digital credit card

Evidence status

Official fields checked

Checked

2026-09-19

Verified product fields

• QIB identifies this as a digital-only credit card available through its mobile application.
• The issuer shows no issuance or annual fee for the card.
• The published Murabaha profit rate is 1% and the minimum amount due is 5%, subject to the current card terms.
• QIB publishes a profit-free period of up to 45 days on purchases.
• The fee table distinguishes currency-conversion charges by USD/GCC, GBP/EUR, and other currencies and states a 2% charity fee for unpaid overdue amounts.

QIB Infinite Credit Card

Qatar Islamic Bank Q.P.S.C. (QIB)

Product type

Shariah-compliant Visa credit card

Evidence status

Partial record

Checked

2026-09-19

Verified product fields

• The official page identifies the exact product as the QIB Infinite Credit Card.
• Applicants must be at least 18, reside in Qatar with a valid QID, and hold an active QIB account.
• The application remains subject to income criteria, credit evaluation, and QIB approval.
• The card permits cash access up to the approved credit limit, subject to the fee schedule and issuer controls.
• The page describes Absher earning rates separately for international and domestic eligible purchases and includes travel Takaful subject to its own policy terms.

QIB Mastercard World Credit Card

Qatar Islamic Bank Q.P.S.C. (QIB)

Product type

Shariah-compliant Mastercard credit card

Evidence status

Official fields checked

Checked

2026-09-19

Verified product fields

• QIB's product page identifies the exact product as the Mastercard World Credit Card.
• The card earns Absher points at different published rates for eligible international and domestic transactions.
• The issuer states a profit-free period of up to 45 days, subject to repayment and card terms.
• QIB publishes a 1% monthly profit rate on unpaid balances and a 2% charity fee on overdue outstanding amounts.
• Annual, issuance, and replacement-fee waivers differ for Tamayuz and Private Banking customers and are not universal waivers.

Al Rajhi Platinum Credit Card

Al Rajhi Banking and Investment Corporation

Product type

Murabaha credit card

Evidence status

Official fields checked

Checked

2026-09-19

Verified product fields

• Al Rajhi describes the Platinum Credit Card as based on Murabaha financing and compliant with its Shariah controls.
• The bank says the financing amount is deposited into the card account for purchases or cash withdrawal.
• The published minimum payment is 5% of the outstanding amount or SAR100, whichever is higher.
• The page publishes a 2.5% fixed monthly profit rate for the specified new-contract events and a 2% international-transaction fee at the verification date.
• Application documents include an existing Al Rajhi account, valid national ID or Iqama, salary letter, and completed application, subject to approval.

Al Rajhi Infinite Credit Card

Al Rajhi Banking and Investment Corporation

Product type

Murabaha credit card

Evidence status

Official fields checked

Checked

2026-09-19

Verified product fields

• Al Rajhi identifies the Infinite Credit Card as a Murabaha-financing card operating under the bank's Shariah controls.
• The issuer says cash withdrawal is available locally and internationally up to 30% of the card credit limit.
• The published minimum payment is 5% of the outstanding amount or SAR100, whichever is higher.
• The page publishes a 2.5% fixed monthly profit rate for specified new-contract events and a 2% international-transaction fee at the verification date.
• An existing Al Rajhi account, valid national ID or Iqama, salary letter, completed application, and bank approval are required.