Everyday Islamic account research

Compare Islamic bank accounts by market and account type

Review named current and transactional accounts without mixing them with savings products, then verify access, balances, fees and profit treatment.

View exact productsHow to compare

Comparison scope

Compare like with like

Named everyday/current-account products with country-specific access rules. These are transactional accounts, not interchangeable savings products; a zero-profit current account and a profit-bearing savings account must remain separate comparison intents.

  1. 01country, legal entity, and account currency
  2. 02current/checking account contract
  3. 03individual, joint, and business availability
  4. 04age, residency, salary, and initial-deposit eligibility
  5. 05minimum balance and fall-below fee
  6. 06cheque book, debit card, ATM, and digital-banking access
  7. 07profit entitlement or explicit no-profit treatment
  8. 08deposit-protection scheme and depositor eligibility

Exact product directory

Products, not provider labels

Every entry keeps the issuing or operating entity attached to a named product and market. A provider-wide Islamic label is never carried across products, countries or legal entities.

01Malaysia

Basic Current Account-i

Maybank Islamic Berhad

Product type
Commodity Murabahah current account
Evidence status
Partial record
Checked
2026-09-15

Verified product fields

  • Maybank describes the product as an Islamic current account with a checking facility under Commodity Murabahah.
  • The account pays no Effective Profit Rate to the customer.
  • The stated personal eligibility is Malaysians and permanent residents aged 18 or above; joint accounts may have up to four persons.
  • The page says eligible deposits are protected by PIDM up to RM250,000 per depositor.
  • The account includes a monthly statement and ATM/debit-card access, subject to the current terms and tariff.
Evidence boundary. Malaysia-only account. Maybank's product page and its 2026 feature-revision notice show different historical initial-deposit figures; the 1 April 2026 notice says the minimum was reduced to RM100. The live application/PDS is decisive. PIDM protection depends on depositor and account eligibility and is not a HalalInvestGuide guarantee.
Maybank Islamic Basic Current Account-i ↗
02United Arab Emirates

Current Account

Emirates Islamic Bank P.J.S.C.

Product type
non-profit-paying current account
Evidence status
Official fields checked
Checked
2026-09-15

Verified product fields

  • The account provides a cheque book, debit card, phone banking, online banking, mobile-app access, and SMS alerts.
  • The published minimum balance is AED3,000, waived when salary is transferred to the account.
  • The published minimum monthly salary is AED5,000.
  • The issuer states that the Current Account pays no profit.
  • Foreign-currency variants are listed, but foreign-currency current accounts do not include a debit card or cheque book.
Evidence boundary. UAE account only. The public page does not prove approval or the final package assigned to an applicant. Account currency changes feature availability, and salary-transfer waiver, package eligibility, fees, and business onboarding must be verified separately.
Emirates Islamic Current Account ↗
03South Africa

FNB Islamic Banking Current Account

First National Bank, a division of FirstRand Bank Limited

Product type
Shari'ah-compliant transactional account range
Evidence status
Partial record
Checked
2026-09-15

Verified product fields

  • FNB presents the range as Shari'ah-compliant cheque/current accounts with access through its banking platforms.
  • The public range includes FNBy Islamic, Islamic Easy, Islamic Gold, Islamic Premier, Islamic Private Clients, and Islamic Private Wealth variants.
  • The Islamic Easy variant is shown with no minimum income; income bands apply to the higher account tiers.
  • The range shows linked savings, digital banking, debit-card, and transaction features that vary by tier.
  • FNB identifies itself as a division of FirstRand Bank Limited and an authorised financial-services and credit provider.
Evidence boundary. South Africa range-level evidence, not one universal account tariff. Income bands, monthly charges, bundled services, rewards, and documents differ by tier. Select and verify one exact tier and its current pricing guide before publishing a comparison row.
FNB Islamic Banking Current Account range ↗
04Malaysia

Current Account-i

CIMB Islamic Bank Berhad

Product type
Tawarruq current account
Evidence status
Official fields checked
Checked
2026-09-19

Verified product fields

  • CIMB identifies the account as a Tawarruq-based Current Account-i for individuals aged 18 and above.
  • The product can be opened as an individual or joint account and offers a cheque book and/or debit card.
  • The published minimum initial deposit is RM500.
  • The account includes monthly statements and access through CIMB OCTO and CIMB Clicks.
  • CIMB states that eligible deposits are protected by PIDM up to RM250,000 per depositor.
Evidence boundary. Malaysia personal account only. The balance-tier profit table, overdraft availability, debit-card tariff and cheque facilities can change and must be checked in the current terms. PIDM cover depends on depositor and account eligibility.
CIMB Islamic Current Account-i ↗
05Malaysia

Basic Current Account-i

Bank Islam Malaysia Berhad

Product type
Qard current account
Evidence status
Partial record
Checked
2026-09-19

Verified product fields

  • Bank Islam's deposit terms identify Basic Current Account-i as a Qard-based product.
  • The bank's online-opening FAQ lists the product among accounts available through its account-opening route.
  • The same FAQ publishes an RM500 initial placement for Basic Current Account-i.
  • The governing terms distinguish this product from Qard Current Account-i, savings accounts and foreign-currency accounts.
Evidence boundary. Malaysia account evidence only. The FAQ is not an approval decision or a complete fee schedule. Confirm current eligibility, cheque-book access, debit-card options, PIDM status and the live initial placement before comparison.
Bank Islam deposit terms and online account-opening FAQ ↗
06United Arab Emirates

Al Islami Current Account

Dubai Islamic Bank Public Joint Stock Company

Product type
Qard Hassan current account
Evidence status
Official fields checked
Checked
2026-09-19

Verified product fields

  • DIB describes its Current Account as a call-deposit account based on Qard Hassan.
  • The bank states that the deposited balance is repayable on demand and is not entitled to investment profit.
  • The product page lists online bill payment, electronic banking and mobile banking access.
  • The page points customers to separate key-fact, tariff, warning, terms and Shariah-certificate documents.
Evidence boundary. UAE DIB account only. Public marketing does not establish applicant approval, assigned package, minimum balance or complete transaction charges. The live KFS, schedule of charges and Shariah certificate remain controlling.
DIB Al Islami Current Account ↗
07United Arab Emirates

ADIB Current Account

Abu Dhabi Islamic Bank P.J.S.C. (ADIB)

Product type
Islamic current account
Evidence status
Partial record
Checked
2026-09-19

Verified product fields

  • ADIB publishes a dedicated personal Current Account product page and online application route.
  • The account is presented as an everyday transactional account rather than a savings or investment product.
  • ADIB separates account information from its cards and financing application routes.
  • Final features and charges are governed by ADIB's current key-fact statement and banking terms.
Evidence boundary. The public page exposes limited machine-readable detail. Treat the product as partial evidence until its current KFS confirms minimum balance, salary eligibility, cheque book, currencies, fees and Shariah contract.
ADIB Current Account ↗
08Pakistan

Meezan Rupee Current Account

Meezan Bank Limited

Product type
Qard current account
Evidence status
Partial record
Checked
2026-09-19

Verified product fields

  • Meezan's digital-account directory lists the Rupee Current Account for resident Pakistani customers.
  • The bank's product material describes current accounts as Qard-based rather than profit-bearing savings accounts.
  • Digital onboarding requires a smartphone, an original CNIC and a mobile SIM registered to the applicant.
  • Meezan lists internet banking, mobile banking, transfers, bill payment and optional debit-card delivery among digital-account facilities.
Evidence boundary. Pakistan resident digital-onboarding evidence only. Source-of-income checks, card fees, branch onboarding and account limits vary by exact account variant and current KFS; do not apply digital-account terms to all Meezan current accounts.
Meezan Bank digital bank accounts ↗

Research method

How to use this channel

  1. 01

    Choose the exact need

    Start with bank accounts and the market where you can legally apply or purchase.

  2. 02

    Verify the exact product

    Match the legal entity, product name, eligibility, current terms and first-party source—not just the brand.

  3. 03

    Recheck before acting

    Rates, contributions, fees, limits and availability change. Obtain the current terms or quote from the provider.