Murabaha
The provider buys an identified asset and resells it at a disclosed cost plus profit. Verify the purchase sequence, asset identity, sale price and late-payment treatment.
Islamic financing structures
Understand Islamic financing structures before comparing products
Murabaha, ijara, diminishing musharakah and tawarruq describe different contracts—not interchangeable labels. Learn what each structure changes, then open the separate loans directory to inspect named products and current market evidence.
Contract map
The structure determines what must be verified
Ijara
The provider owns an asset and leases its use. Check ownership responsibilities, rental changes, maintenance, purchase options and end-of-term transfer.
Diminishing musharakah
Customer and provider share ownership while the customer gradually acquires the provider’s share. Review rent, acquisition schedule, valuation and loss allocation.
Tawarruq
A sequence of commodity sales may provide cash financing. Trace every contract, ownership transfer, agency appointment, fees and the provider’s Shariah documentation.
Product comparison
Choose the need, then compare exact products
The pages below contain the product records. This structures guide deliberately does not repeat their provider lists, prices or eligibility fields.
Home finance
Property purchase structures, deposits, ownership, total cost and early settlement.
Personal finance
Cash or asset-based financing, eligibility, fees, repayment and hardship terms.
Vehicle finance
Vehicle ownership, deposit, total payable amount, takaful and settlement terms.
Business finance
Trade or asset basis, security, eligibility, fees and settlement obligations.
A contract label is not a product-level ruling
Verify the actual provider entity, contract sequence, asset ownership, total amount payable, fees, early-settlement terms, late-payment treatment, security and current Shariah governance documents. Local legal and tax treatment may differ.